Dealing with Financial Stress:
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If
you believe stress may be reducing your ability to
make sound credit decisions, get help before you make
a bad
choice that can affect you for years afterward. Remember,
your credit record carries negative information such
as loan defaults for seven years; bankruptcy for
as long as ten years. And a poor credit record may make
you
unable
to buy a home or get a car loan at a reasonable rate.
It may even cause you to be turned down for a job.
If you are experiencing financial stress, there are
many options open to you, depending on your situation.
You may want to seek assistance from a reputable debt
counseling firm if your stress is due solely to your
financial situation. American Express® can also
assist you with establishing a financial plan to help
you resolve your credit problems and help you with
rebuilding your credit record.
AMEX